Credit Card Score

Get Free Credit Report Online: Credit Check to find out your Credit Score

While the practice of credit cards gives you many kinds of convenience, many people are also caught in the greed of credit, which causes them to face many kinds of problems. To avoid these problems, one should always take care of the credit score. To get your instant free credit report online you have to check your current credit score. Do you know that credit scores change all the time? Well, if you don't know your current credit score, you might have problems getting this next loan, you might just really need. That is because everybody who would give you a loan (mortgage, car loan, credit card, or other loans) will check your credit reports first to find out what kind of credit history you have.

Do you know what your credit report says about you? If not, or if you haven't checked your credit report lately, we highly recommend signing up for a FREE, no-risk trial of the Credit Check Monitoring Service provided by Consumer Info, which includes FREE credit reports for the next 30 days. The Credit Check monitoring service will also alert you of any changes made to your credit report, so you always know what your credit report says about you. And there is no better deal available anywhere online FREE 30 day Credit Check Monitoring Service trial and FREE credit report.

Information about the Credit Score

The credit score is supposed to distil all the information from your credit report and using a formula to get a single value, which is supposed to represent your credit worthiness. Your Credit Score will be a 3-digit number, ranging between the 300s and 900, with most people being in the 600, 700 range.

Your credit score is determined using several factors, which are:

1. Your Payment History

2. Way credit has been used

3. Age of credit file

4. Number of times a person asks for credit

5. Your mix of credit currently in use

For more information on Credit Score, check out Basic Credit Score Information resource in India.

1. TransUnion Credit Information Bureau (India) Limited (or CIBIL)

2. Credit Rating Information Services of India Limited (CRISIL)

3. Equifax

4. ICRA (formerly known as Investment Information and Credit Rating Agency of
India Limited)

5. CRIF High Mark